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NC Umbrella Insurance

They’ll Want More Because You Have More. Protect Yourself With an Umbrella Insurance Policy!

An umbrella insurance policy is designed to provide you the extra layer of protection above the limits on you other insurance policies, like your Auto Insurance, Classic Car Insurance, Home Insurance (including Condo Insurance and Renters Insurance), Boat Insurance, Jetski Insurance, Motorcycle Insurance, ATV Insurance and RV Insurance.


All of these insurance policies can be used to work together and bundled to provide you with the best protection possible.


  • It cost nothing to initiate a lawsuit

  • Juries and judges are unpredictable

  • Defending yourself costs enormous sums of money


Other factors also comes into play. They want more because you have it and they think they deserve it!

If you don’t have the proper insurance in place to cover these disasters, where will the money come from? Well, believe it or not, there could be judgements placed against you that could cause you to lose your home and other assets and there could even be a garnishment on you future wages until the judgement is satisfied.


What’s really at stake?

Your family and your daily activities result in lawsuit exposures every day.  Especially consider an umbrella insurance policy if:

  • Your assets are greater than you liability insurance limits

  • You are financially responsible for children

  • You frequently have guests at your property

  • Your residence includes a swimming pool

  • You own watercraft(s) or off road vehicle(s)

  • You own rental or vacation properties

  • You participate in volunteer activities


So think about working for the rest of your life and having 30% of your paycheck taken away to pay for a judgement because you did not have the proper umbrella insurance in place that would have only cost $175 to $400 per year.

Now you need the extra protection via a North Carolina umbrella insurance policy.

The agents at McMillan Insurance Agency in Kannapolis and Shelby, NC  will be happy to work with you to make sure that your protection plan is customized to meet your specific needs. Call us today at 704.298.4446 or fill out the Quote Form!

Contact Us Today!

Office Hours

Monday--> 9:00 AM - 5:00 PM

Tuesday--> 9:00 AM - 5:00 PM

Wednesday--> 9:00 AM - 5:00 PM

Thursday--> 9:00 AM - 5:00 PM

Friday--> 9:00 AM - 5:00 PM

Kannapolis Office
119 West Ave
Kannapolis, NC 28081

Shelby Office

1 East Marion St.
Shelby, NC 28150


© 2020 by McMillan Insurance Agency