DO YOU NEED RENTERS INSURANCE? IS IT EXPENSIVE?

The simple answers are that if you are not living with your parents or do not own the building that you are living in, then YES you do need a NC renters insurance policy! And NO, renter’s insurance in North Carolina is not expensive.

 

McMillan Insurance Agency in Shelby, NC can provide you with a great Renters Insurance Policy with a great company at a great price!

 

Do you have an auto insurance policy with us? If we are able to bundle your renters insurance policy with the same insurance company as your auto insurance, the discount on your car insurance policy can further offset a pretty good portion of the cost of the renters insurance policy, making it really affordable

 

Do you know the value of the belongings in your apartment or house that you currently rent?

If everything were suddenly gone, could you afford to replace everything at one time? These are good questions to ask yourself, because since we do not buy all of our belongings at one time, sometimes we don’t realize how much “stuff” we have accumulated over the years until it comes time to replace after a disaster strikes. You can use our FREE Home Inventory Tracker to help you.

 

Think you are covered by your landlord’s insurance?

Think again. The landlord’s policy only covers their interests. So, if the someone gets hurt on the property and sues you and the landlord, their insurance policy will only pay to defend them, and you will be left to fend for yourself. You’ll also need renter’s insurance to protect your belongings from perils like theft, vandalism, fire, and falling objects the minute you begin renting. According to recent estimates, nearly two-thirds of the 81 million people in the US who rent their homes are uninsured for their contents or for any liability arising out of their tenancy. Don’t be a statistic – get covered today!